Insurance
Transparent, accessible care because cost shouldn’t be a barrier to wellness.
Insurance Plans We Accept
We accept most major insurance plans. This list is not exhaustive; please contact us if you don’t see your plan.
Self-Pay Rates
Transparent Pricing
Clear, upfront pricing with no hidden fees. These rates apply when paying directly without insurance.
Initial Psychiatric Evaluation
- Comprehensive psychiatric assessment
- Diagnostic formulation
- Personalized treatment plan
- Referrals and coordination as needed
Medication Management
- Medication review and adjustment
- Symptom monitoring
- Side effect management
- Prescription renewal
Mental Wellness Session
- Wellness coaching
- Stress management strategies
- Life transition support
- Resilience building
Payment Methods
Major Credit Cards
Visa, Mastercard, American Express, Discover
HSA / FSA Cards
Health Savings Accounts and Flexible Spending Accounts accepted
Insurance Copay
Pay your copay or coinsurance at time of service
Check / Cash
Personal checks and cash accepted for self-pay patients
Financial Assistance
Financing Options
We believe cost should never be a barrier to mental health care. We offer several options to make care accessible:
Sliding Scale Fees
Income-based fee reductions for qualifying patients. Inquire confidentially with our billing team.
Payment Plans
Flexible monthly payment plans for self-pay patients. We will work with you to find an arrangement that fits your budget.
HSA / FSA Eligible
All our services are eligible for Health Savings Account and Flexible Spending Account payments.
Superbill for Reimbursement
We provide detailed superbills so you can seek out-of-network reimbursement from your insurance provider.
Have Questions About Your Coverage?
Our billing team is happy to verify your insurance, explain your benefits, and help you understand your out-of-pocket costs before your first appointment.
4692185355
info@eminence.sprucecare.com
Monday–Friday: 8am–5pm
Billing inquiries answered within 1 business day
Insurance & Billing FAQs
How do I know if my insurance covers psychiatric care?
Contact your insurance provider or our office to verify your mental health benefits, provider network, and any out-of-pocket costs before your visit.
What is a deductible?
A deductible is the amount you pay for covered healthcare services before your insurance begins paying its share.
What is a copay vs. coinsurance?
A copay is a fixed amount you pay per visit, while coinsurance is a percentage of the cost that you pay after meeting your deductible.
Do you offer a sliding scale fee?
Sliding scale fees may be available based on eligibility and provider availability. Please contact our office to learn more.
What if my insurance doesn't cover my care?
If your insurance doesn’t cover services, you can still receive care through our self-pay options. Contact us for current rates and payment information.